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We strongly recommend that all of our travelers purchase travel insurance. Travel insurance can help protect you in the event of loss of non-refundable trip deposits and payments that result from cancellation or trip interruption (due to a covered reason such as injury or illness before or during the trip). It also helps with reimbursement for medical emergency costs (including very costly medical evacuation costs), missed connections and baggage loss. Families traveling together, in particular, can benefit from travel insurance, due to the high investment in the trip and the increased risk of one person’s illness resulting in the entire trip being cancelled.
If you are interested in purchasing travel insurance, two suggested options are Arch RoamRight or World Nomads. Arch RoamRight provides more comprehensive options that may include coverage for pre-existing conditions (as long as the policy is purchased within 21 days of making the initial deposit on the trip; other provisions apply). World Nomads offers more economical policies providing good coverage up to a maximum of $10,000 for travelers less than 70 years old, but has no coverage for pre-existing conditions. You can view the details of Arch RoamRight’s plans by visiting the Arch RoamRight website. You can view the details of World Nomad’s plans by visiting the World Nomads website. If you want to shop around to compare coverage and rates, InsureMyTrip.com is a good website for comparing prices from several reputable insurers.